Loan Limits

There are loan limits set for different kinds of loans in different areas. These dictate how much you can borrow in a given area. Below is a breakdown of local loan limits. If you have questions about these loan limits, feel free to contact us.

CONFORMING LOAN LIMITS, Fannie Mae and Freddie Mac - 2017

Ventura County
Single Family Residence: $636,150
Two-Family Residence: $814,500
Three-Family Residence: $984,525
Four-Family Residence: $1,223,475

Santa Barbara County
Single Family Residence: $625,500
Two-Family Residence: $800,775
Three-Family Residence: $967,950
Four-Family Residence: $1,202,925

Los Angeles and Orange Counties
Single Family Residence: $636,150
Two-Family Residence: $814,500
Three-Family Residence: $984,525
Four-Family Residence: $1,223,475

To look up Conforming loan limits in other counties, click here.
JUMBO LOANS

If you require loan amounts higher than the Conforming loan limits, we have a great selection of Jumbo loans for you. Please speak to one of our Loan Officers for more details. 

FHA LOAN LIMITS - 2017

Ventura County
Loan Limit: $636,150
Purchase Price Limit: $659,223

Santa Barbara County
Loan Limit: $636,150
Purchase Price Limit: $659,223

Los Angeles and Orange Counties
Loan Limit: $636,150
Purchase Price Limit: $659,223

To look up FHA loan limits in other counties, click here.

VA LOAN LIMITS - 2017
Ventura County
Loan Limit: $636,150

Santa Barbara County
Loan Limit: $625,500

Los Angeles and Orange Counties
Loan Limit: $636,150

To look up VA loan limits in other counties, click here.